Times will be tight for a minute, especially if he decides to leave the day before the mortgage is due and give the mortgage payment to the sidehoe. No matter what she will have a little gap during which time she will be low on cash. It's important to keep the house stocked to the gills with groceries and the gas tank filled because honestly he could dip at any time. His vehemence about her working suggests he wants out YESTERDAY. Could be that the side-hoe "accidentally" got pregnant in order to quicken his pace, or that she is making demands and he wants to pacify her.
Again, I'm not Canadian. I don't know how things work. But here, she will get a temporary order of support within a week or two after the petition is filed. She won't be in the lurch for too long between when he leaves and that temp order comes through.
Whatever you do, don't work. AND don't LOOK actively for work, and don't work under the table (like babysitting for cash) because the judge will see that and think you are trying to game the system. The payoff in the divorce settlement will be so much greater than the temporary broke-ness you will endure.
You NEED to know who the side-hoe is so that you can file for her bank records to be examined. He IS hiding money, you just don't know where yet. I'll bet he's been extra cheap lately, so he can have lower documented living expenses for his wife and kids. The extra is being siphoned off either into an account in his name only or into an account under his mother or his jumpoff's name.
Man LadyP...Thanks for that. I was going to say work under the table but even that would be brought out in court too because hub. would know about it.
I do say def. to start squirreling away EVERYTHING! Get a couple of pairs of clothes/shoes/underwear for the kids in their size and one size larger.
*Ask for a bit extra than you normally do - don't spend it - EVEN on the kids. DON"T spend it! Just put it away somewhere safe.
*Ask him for money in order to update your wardrobe - let him know you need work clothes, and indeed you will. SAHM have a tendency to overlook their personal style and this will not go far when you eventually will need to start working again.
*Get used to living on less NOW. The extra money you save now will serve as a bridge when things get tight.
*Do not talk to anyone about it. If people ask, let them know things are good. Do not complain about your husband and this is the most important - do not argue with him. The psychology of the guilty is a very particular and hateful one. They are incessant and do all they can to take the life energy out of you. You can not control him, but you can control your response to him and his actions. Don't argue.
*Do document these things you are saying to us, especially the slow descent of your sexual relationship, the comments he says to you about your looks, your behavior - essentially all things that are designed to put you down.
*Do make amends with your parents if you haven't already and if that is possible.
*Do find local resources that are for "displaced homemakers" - the gov't will have programs for them to go back to school, job training, job placement assistance. There are also non profit organizations that will help also. - If you can find somewhere to volunteer a few hours out of the week, this will give you networking outlets.
*Do find occasions to get out and network, expand your circle and meet new people.
**No matter what you do, don't get frustration and threaten abandonment - that's what it is when you say "maybe I'll leave" ...doesn't matter if you don't mean it.
You will no doubt be the primary care taker of your kids - you must take steps to ensure that your family will not fall apart when/if your husband decides to leave you.
.....for a bit of levity, watch "The Family That Preys" I say this so that you will begin to acknowledge the need for mental/emotional toughness.
I pray all works out for you and your family love.