Yes, I can see why you feel the way you do... this is a tough one because I know you want to make it work but as long as the status quo remains, there will be problems.
I
brought up the "gold digger" thing only because I find that we (black women) are so afraid of being considered that term that we don't get the things that a provider/husband SHOULD be gladly giving to us... if your car was broken and your husband was in that provider role, you'd have every right to ask for money/assistance... Black women can't win for losing, it seems... just wanting basic things suddenly makes us "gold diggers."
(sorry, that's my own personal rant... let me get back on topic!
)
I guess the question is, what is you two's plan for the future? Is marriage set or is it going to happen just "someday?" The reason I ask is because I can see this living together situation dragging out for as long as he wants it because he's getting over quite well right now. Sure, he's paying more rent than you, but he was paying 100% before, buying groceries and paying bills and doing everything to keep up the house... now he's only paying 65%, not buying groceries and only 1/2 the electricity PLUS he gets a live-in maid/housekeeper/etc., to boot! It's really a great deal for him!
People can go a long time saying that they're saving up for a house and then they'll get married yet, but has he started actually doing this or is this all talk?
You don't have to answer these questions to me or us on the board, but all of these things, plus the car situation, are definitely things to be considered as you try to figure out what your next move should be. If you decide to remain in this relationship, can you at least move out of his place?
I think the worst possible thing for you is to get caught in the wifey role while he still acts like Mr. Bachelor, and it seems like living together has created this dynamic!