Who started the conversation? How did it go? Is it an ongoing discussion? How much did you delve into?
I bished and complained that he never brought up out finances and he was supposed to be the leader of the house and he just waited on my to talk about finances. Don't do that. Being so critical of your SONand pushing them to do something well forcing rather never helps. When we finally got the ball rolling we laid out all of our debts including car, student loan, house note, and credit card debt. We laid it all out. We both offered suggestions on how we could manage it and we made some small goals that were specific to us by ourselves but they were open so the other person could hold us accountable.nThe conversation wasn't pretty at first. It was a lot of hiding stuff and hiding behind excuses from both of us.
(Did you discuss amount of debt, salary, assets, credit scores or was it just a surface conversation?)
Discussed everything. It's still an ongoing conversation but things have gotten a million times better. We really started being as one with finances a few months ago. Since then we've really made some gains on paying off all debt except our house note, car notes, and student loans. Now we have some plans to eliminate those as well in the next 5-10 years. Don't leave anything out. This is y'all future you're talking about.
If you're married did you share more after marriage or was it something you spoke about pre marriage?
We discussed is premarriage but it wasn't as in depth as it should have been. Through our conversations we have learned that we view money differently. Like DH used to think some bills trumped others. He would not pay a certain bill to make sure he paid others and had residual money left over. But it negatively affected his on time payments. I on the other hand believe in paying all bills even if that means I have to pinch pennies and make it work until my next paycheck. We came together on a happy medium and now both of our credit/finances is straight. Could be better though. We check in with each other about once a month and just say where we are or what we need help with.
