No Buy 2025

[Prettymetty]

Happy New Year everyone! I’m back with another No Buy Challenge.

Rules:
1. No unnecessary purchases. (This includes hair products, skincare products, clothes, shoes, random items, uber eats, etc.)
2. The objective is to break the habit of buying things you don’t need.
3. Create one new healthy money habit. For example, last year I set up a recurring investment purchase. Every check I buy so much of this asset.
4. Have fun! Be creative.
5. Check in as often as you like.


If there is a specific money goal that you have for 2025, post it here for inspiration. Let’s save some coins!

Challengers:
Prettymetty
IdareT’shair
CoiledOrchids
B_Phlyy

 

[Prettymetty]

My financial goals for 2025 in no particular order:
Start an emergency fund and contribute $100 from each check. At the end of 2025, I should have $2400 in this fund.

Add $100 a month to my children’s brokerage accounts.

Deposit all excess funds into a high yield savings account at the end of each month. Some months this may only be $20, other months it may be hundreds of dollars.

 

[IDareT'sHair]

HERE!

 

[IDareT'sHair]

My Goal is to limit and reduce all unnecessary purchases

Greatly reduce my A.m.A.Z.on Purchases

Try to Save at least $10,000 in 2025

 

[Prettymetty]

HERE!

Hey girl hey!

 

[Prettymetty]

My Goal is to limit and reduce all unnecessary purchases

Greatly reduce my A.m.A.Z.on Purchases

Try to Save at least $10,000 in 2025

Go ahead ma’am. You got this!

 

[Prettymetty]

I understand @IDareT'sHair
Amazon and Ubereats been getting too much of my money. I’ll divert those funds into my savings instead.

 

[CoiledOrchids]

here and ready!
this came at the perfect time.

amazon and getting my braids done was getting expensive. i am getting my silk press done for $60. Taking a long hiatus from braids.

I want to save 15k this year. I am well on my way to finally reaching 10k

I got into cash stuffing recently and it's really been helping me. I like it. I don't go overboard. I keep things simple with my categories. Here's my main categories: rent; utilities; medical; household; self care; fun.

I stuff small amounts biweekly.

i also have a seperate binder dedicated only to my savings challenges. i bought a few recently princess tiana themed. they were only a few bucks. The savings amounts are: 6k; 8k; and 10k.

I have also started using my YMCA membership that I got last year and never used smh. I start swim lessons this week! and dance classes!

I'm starting my fitness journey this year. I bought fresh fruits and veggies and meats, ect. i am going to get myself a personal trainer as well with a simple workout plan

 

[Prettymetty]

here and ready!
this came at the perfect time.

amazon and getting my braids done was getting expensive. i am getting my silk press done for $60. Taking a long hiatus from braids.

I want to save 15k this year. I am well on my way to finally reaching 10k

I got into cash stuffing recently and it's really been helping me. I like it. I don't go overboard. I keep things simple with my categories. Here's my main categories: rent; utilities; medical; household; self care; fun.

I stuff small amounts biweekly.

i also have a seperate binder dedicated only to my savings challenges. i bought a few recently princess tiana themed. they were only a few bucks. The savings amounts are: 6k; 8k; and 10k.

I have also started using my YMCA membership that I got last year and never used smh. I start swim lessons this week! and dance classes!

I'm starting my fitness journey this year. I bought fresh fruits and veggies and meats, ect. i am going to get myself a personal trainer as well with a simple workout plan

Go girl! You are headed in the right direction for sure! You starting a new health habit too. That’s awesome.

 

[Napp]

I failed this challenge before I even joined

 

[Prettymetty]

I failed this challenge before I even joined

It’s a new year!

 

[CoiledOrchids]

I have 2 gift cards for barnes and noble for $25
1 gift card for walmart
1 gift card for bath and body works
1 gift card for olive garden

all of these were xmas gifts!

one of my barnes and noble gift cards will be used at the end of the month. I'll take a personal day from work and go book shopping after I do my morning workout

 

[B_Phlyy]

I'm in... starting February 1. My birthday is this month and I already have some gift cards and coupons I know I'm going to use.

 

[Prettymetty]

I have 2 gift cards for barnes and noble for $25
1 gift card for walmart
1 gift card for bath and body works
1 gift card for olive garden

all of these were xmas gifts!

one of my barnes and noble gift cards will be used at the end of the month. I'll take a personal day from work and go book shopping after I do my morning workout

Nice. Treat yourself!

 

[IDareT'sHair]

I'm confident we all can get to our No-Buy Goals whatever they are for each of us. And however we get there

Okay.......Let's Do This!

 

[Prettymetty]

I'm confident we all can get to our No-Buy Goals whatever they are for each of us. And however we get there

Okay.......Let's Do This!

I love your enthusiasm! Lets goooo

 

[Prettymetty]

I'm in... starting February 1. My birthday is this month and I already have some gift cards and coupons I know I'm going to use.

Welcome. Do you have any financial goals for this year?

 

[CoiledOrchids]

Yall, tell me why my non coordinated self signed up for a dance class package. I'm lowkey scared to go. It starts on wednesday and i don't know what to expect because i've never taken a dance class before. Dance is new to me. I'm trying out different things in 2025 and trying to build a life for myself outside of work and my upcoming psych class that starts in 2 weeks

idk i'm beginning to second guess myself but I also wanna learn how to dance....

 

[IDareT'sHair]

@CoiledOrchids
You'll Do Fine!

Keep us posted!

 

[CoiledOrchids]

@IDareT'sHair I will. I'll report back and let yall know how it went. I hope everyone will be nice & non judgemental

 

[Prettymetty]

Yall, tell me why my non coordinated self signed up for a dance class package. I'm lowkey scared to go. It starts on wednesday and i don't know what to expect because i've never taken a dance class before. Dance is new to me. I'm trying out different things in 2025 and trying to build a life for myself outside of work and my upcoming psych class that starts in 2 weeks

idk i'm beginning to second guess myself but I also wanna learn how to dance....

That sounds so fun. My cousins want us to do a pole dance class. Lol

 

[B_Phlyy]

Welcome. Do you have any financial goals for this year?

Right now I'm on track to finish paying off my car and the last of my student loans by the end of April. I'll make readjustments after those are done.

 

[Prettymetty]

Right now I'm on track to finish paying off my car and the last of my student loans by the end of April. I'll make readjustments after those are done.

Wow. Those are big goals. You can do it. I love how you plan to make adjustments afterwards to account for the extra money you’ll have.

 

[Napp]

I will not to buy anything else this month.

I do want a new flat iron though. Titanium is just too harsh for my hair typw

 

[IDareT'sHair]

I'd like to buy a Snow-Blower/Broom. We got slammed.

I'll sleep on it, but I may have to break down and get one.