This is an issue that I have dealt with for a while now and I am praying through. The reason I have not heard a convincing answer is because I'm dealing with doubt. The issue is the forgiveness for my sins. I know intellectually that God, through Christ, forgives my sins. My heart is unconvinced. I constantly hear, at church and in Bible Study, that God takes your trials and tribulations and makes turns them into victories. I know this to be true in the lives of others. The problem is that I only hear about God's relief from problems caused by others. What about the problems I've caused for myself. I don't need to be persecuted by others, I do enough damage to myself, by myself. I know from Bible Study that many of God's chosen have issues. Jacob cheated his brother and David impregnated another man's wife and had the man killed, but weren't they already chosen? I guess my problem is that I am not righteous and this prevents me from approaching the Throne of Grace. How do I deal with this?