Farida
Well-Known Member
Hello ladies. I'm sorry this is long.
As I have shared before DH is unemployed right now and we have managed to stay afloat but finances have been tough. The good thing is that he got called for a second interview for the job I asked you to pray for. It will still take almost 2 weeks before we get a final word on whether he gets it or not so I'm trying to stay positive.
We sold both our cars to ease the financial stress and his father gave us his car that had worked fine forever, but unfortunately it finally just died on us. We had to pull whatever resources we could to buy another vehicle and we managed to get a really good one. We didn't get comprehensive insurance because though the car was in good condition, we couldn't afford it and the car as a whole wasn't worth very much money.
Unfortunately, last night we were going to get some dinner and someone was speeding, not paying attention, ran a red light and smashed into our car, dragging us three lanes across traffic into oncoming vehicles and so we crashed into another car. Thankfully, nobody was seriously injured other than a few cuts, bruises, stiff and pulled muscles. It could have been so much worse, because it was side impact (no side airbags) and the other two cars involved were huge commercial-size vans.
Sadly, we bore the brunt of the impact, so our car is probably going to be ruled a total loss, because the damage exceeds its value. The entire passenger side of the car is pretty much destroyed. The windows are gone, the doors are so mangled they won't open, the axles are cracked so the wheels face opposite directions. The windshield is shattered, side mirrors are gone and I'm pretty sure the chassis is damaged.
The problem is, although it was not our fault, the guy who caused it didn't admit liability for insurance purposes and so as not to get a ticket. No witnesses stayed to back us up...there were several and they took off. Also, the guy has some really generic insurance company. I've had an accident before which was not my fault and the other person admitted fault and had AAA and it still took almost 4 months for them to fix my car, process the claim and reimburse my money.
I guess I am worried that his insurance may be so shady they won't handle this, or at least not any time soon. I am also worried they will try very hard to say it wasn't their client's fault. The police wouldn't tell us what he thought. He said we had to go buy a report at city hall. Also, we now have to pay out-of-pocket for a rental and hope the insurance will reimburse us. On top of that, it is really stressful trying to find a good quality used car. That one was a gem...
I am just so tired. I'm trying hard not to cry. I cried for hours at the hospital last night. Both from realizing how lucky and blessed we were to come out almost unscathed but also from realizing the stress that lies ahead. I've been trying to stay positive through all our problems but it is very hard. Thank you so much for your prayers and support. It is times like this, though sad, that you take a look at your loved ones and realize how lucky you are to have them around, because in any instant they can be gone.
As I have shared before DH is unemployed right now and we have managed to stay afloat but finances have been tough. The good thing is that he got called for a second interview for the job I asked you to pray for. It will still take almost 2 weeks before we get a final word on whether he gets it or not so I'm trying to stay positive.
We sold both our cars to ease the financial stress and his father gave us his car that had worked fine forever, but unfortunately it finally just died on us. We had to pull whatever resources we could to buy another vehicle and we managed to get a really good one. We didn't get comprehensive insurance because though the car was in good condition, we couldn't afford it and the car as a whole wasn't worth very much money.
Unfortunately, last night we were going to get some dinner and someone was speeding, not paying attention, ran a red light and smashed into our car, dragging us three lanes across traffic into oncoming vehicles and so we crashed into another car. Thankfully, nobody was seriously injured other than a few cuts, bruises, stiff and pulled muscles. It could have been so much worse, because it was side impact (no side airbags) and the other two cars involved were huge commercial-size vans.
Sadly, we bore the brunt of the impact, so our car is probably going to be ruled a total loss, because the damage exceeds its value. The entire passenger side of the car is pretty much destroyed. The windows are gone, the doors are so mangled they won't open, the axles are cracked so the wheels face opposite directions. The windshield is shattered, side mirrors are gone and I'm pretty sure the chassis is damaged.
The problem is, although it was not our fault, the guy who caused it didn't admit liability for insurance purposes and so as not to get a ticket. No witnesses stayed to back us up...there were several and they took off. Also, the guy has some really generic insurance company. I've had an accident before which was not my fault and the other person admitted fault and had AAA and it still took almost 4 months for them to fix my car, process the claim and reimburse my money.
I guess I am worried that his insurance may be so shady they won't handle this, or at least not any time soon. I am also worried they will try very hard to say it wasn't their client's fault. The police wouldn't tell us what he thought. He said we had to go buy a report at city hall. Also, we now have to pay out-of-pocket for a rental and hope the insurance will reimburse us. On top of that, it is really stressful trying to find a good quality used car. That one was a gem...
I am just so tired. I'm trying hard not to cry. I cried for hours at the hospital last night. Both from realizing how lucky and blessed we were to come out almost unscathed but also from realizing the stress that lies ahead. I've been trying to stay positive through all our problems but it is very hard. Thank you so much for your prayers and support. It is times like this, though sad, that you take a look at your loved ones and realize how lucky you are to have them around, because in any instant they can be gone.